NY Insurance Issues

If you are involved in a car accident in the City of Buffalo and the other driver was at fault, you should, under ideal circumstances, be reimbursed for the damage to your car by the other driver’s insurance.  It is not unusual, however, for insurance companies to offer less than you may feel you are […]

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Most residents of Buffalo are aware that medical treatment can be expensive.  To protect individuals who have suffered a serious personal injury in an auto accident, New York State’s Insurance Law requires insurance companies to pay up to $50,000 over the first three years after an accident for basic economic loss to an injured customer […]

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Motorcyclists in Buffalo should be aware that New York State insurance law does not afford them the same degree of protection that it provides to drivers of cars and trucks.  Drivers and passengers on motorcycles are exempt from the No Fault insurance coverage provided to those in other types of vehicles. For drivers of other […]

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New York State is what is termed a “No-Fault” state, which means that if your are driving an automobile and struck by another car in Buffalo, your medical bills will usually be paid by your own insurance company through the automobile insurance that you purchased.  So what happens if you are not in a car […]

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In our years of experience as personal injury attorneys in the Buffalo area, we have found that many people do not ask this question until it is too late.  SUM insurance stands for Supplementary Uninsured/Underinsured Motorist insurance, and is required to be a part of your automobile insurance policy under New York State law.  This […]

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A motor vehicle registered in New York State must have liability insurance with a minimum of $25,000/50,000 for injury, $50,000/100,000 for death, and $10,000 for property damage caused by any one accident. New York State is a no-fault state. The liability coverage must remain in effect while the registration is valid, even if the vehicle […]

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Uninsured Motorists Coverage protects you, your family members who reside with you, and the occupants of your vehicle, for injuries as the result of negligent actions by an uninsured vehicle or hit-and-run motorist for accidents occurring in Buffalo or anywhere else in New York State. A claim may be filed with your auto insurance company […]

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