Buffalo residents who suffer a personal injury in a motor vehicle accident will – in nearly all cases – have their initial medical bills and lost wages paid by their own automobile insurance provider under New York State’s No-Fault law. Basically, this law requires the No-Fault provider to pay at least the first $50,000 in medical […]
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Most Buffalo personal injury attorneys have, at some point, dealt with an overly-aggressive insurance company. If you have suffered a personal injury and are even contemplating pursuing damages against the other party, you should absolutely avoid talking to anyone working for that party’s insurer. While the agent for the insurance company may be asking you seemingly […]
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When a Buffalo driver is involved in an injury auto accident, his or her initial medical bills and lost wages will usually be paid by No-Fault Insurance. No-Fault Insurance is required for every vehicle registered in New York State. It covers the first $50,000 in medical expenses and lost wages, regardless of who was at […]
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The types of automobile insurance available to Buffalo residents are governed under New York State Law. Generally, there are two types of automobile insurance required by law that protect the motorist who purchases the insurance (or someone else in their vehicle): Supplementary Uninsured/Underinsured Motorist Coverage (SUM) and Personal Injury Protection (PIP). The minimum SUM coverage required […]
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Buffalo personal injury lawsuits involving automobile accidents require that the victim suffer a “serious injury” before recovering damages. The definition of serious injury under New York State Law has remained unchanged since the 1970s. The New York State legislature is currently considering adding a new category to this definition. Currently, a serious injury is defined […]
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New York State Law requires all Buffalo drivers to carry No-Fault automobile insurance. This insurance usually pays for the driver’s initial $50,000 in medical expenses and lost wages, regardless of who was at fault for the injury accident. Previously, No-Fault insurance coverage could be denied to an injured drunk driver who had caused an accident […]
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All Buffalo drivers are required to have $50,000 in Personal Injury Protection Insurance on their automobiles. When a person suffers a personal injury in an automobile accident, this $50,000 may be used to pay for lost wages and medical expenses. Personal Injury Protection Insurance only covers expenses for three years following the accident and is […]
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Most automobile insurance policies issued to residents of Buffalo will exclude coverage for damage caused by a driver of the vehicle who was operating without the permission or consent of the owner. If this situation resulted in a personal injury, the injured party is entitled to bring an uninsured motorist claim under the Supplementary Uninsured […]
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When a Buffalo resident is injured in a car accident, up to the first $50,000 of that person’s medical expenses are usually paid by their own No Fault automobile insurance. When a person is driving for work, however, New York State law handles who pays the medical expenses differently. In this situation, expenses associated with […]
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Given Buffalo’s easy driving distance to Canada and even Pennsylvania and Ohio, it is important for drivers to know if they will be covered if an accident occurs outside of New York State. The courts in New York State have addressed the issue of how insurance applies to accidents outside of the state. The Court […]
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