NY Insurance Issues

There are many public snowmobile trails in the areas surrounding Buffalo.  Unfortunately, not all of the users of these trails act responsibly when snowmobiling, which leads to personal injury accidents.  As a result, New York State has specific rules requiring that snowmobiles operated on public property be insured.  This includes snowmobiles operated on any part […]

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When a Buffalo resident suffers personal injury in a motor vehicle accident, the rules are different than for other types of injury.  Under New York’s No Fault Law, the injured person’s initial economic losses – which mostly consist of medical expenses and lost wages – are paid by his or her own auto insurer regardless […]

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Under New York State law, the initial medical expenses, lost wages and other costs incurred by a Buffalo resident following injury in a motor vehicle accident are paid by the injured person’s own auto insurance company.  The regulation requiring these payments is usually referred to as a No Fault law – meaning the injured person […]

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Most Buffalo personal injury lawsuits involve defendants who have insurance coverage that will cover at least part of any judgment.  Under some circumstances, however, an insurer may attempt to deny coverage based on a violation of the insurance contract or other legal basis. Generally, an injured party in New York State does not have any […]

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Medical treatment in Buffalo automobile accidents is governed under New York State’s No Fault Insurance Law.  Under this system, an injured person’s own auto insurance usually pays for the initial medical treatment, lost wages, and other expenses.  These payments are a separate issue from any personal injury lawsuit that may arise against the other driver. […]

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Buffalo personal injury lawsuits arising from automobile accidents are governed under New York State Law.  Because New York State is a “no fault” automobile insurance state, this often means that different insurance companies will be handling different aspects of the injury and accident. Under “no fault” law, an injured person’s own insurance company is required […]

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Most Buffalo personal injury lawsuits involve a defendant whose damages are – at least to some extent – covered by insurance.  Motor vehicle, homeowners and other types of insurance often provide the defense, including hiring attorneys, in personal injury litigation.  When doing so, an insurance company is legally required to protect not just its own […]

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New York State Law requires all Buffalo car owners to carry what is known as Supplementary Uninsured/Underinsured Motorist (SUM) coverage.  The purpose of this insurance is to provide additional insurance coverage when the owner of the car responsible for a personal injury accident did not carry any insurance or did not carry enough. When the […]

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The initial medical and lost wage expenses associated with a Buffalo motor vehicle accident are paid under New York State’s No-Fault Insurance Law.  This law requires the vehicle owner’s insurance to pay at least the first $50,000 in medical and lost wage expenses for that vehicle’s occupants following a motor vehicle accident, regardless of who […]

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